Terms & Conditions

Effective Date: 09.03.2025

Welcome to MySmartGrowth (“we”, “our”, “us”). By accessing or using our website (MySmartGrowth.com) and the services provided herein, you agree to be bound by these Terms and Conditions along with any modifications made from time to time. This Agreement forms a contract between you and MySmartGrowth.

Consent and Acceptance

By visiting MySmartGrowth.com, you fully and unconditionally accept all the terms outlined in this Agreement, as well as the disclaimers, privacy policy, and any related documents referenced herein. Your continued use of our website implies your acceptance of any modifications made to these terms.

Use of Our Website and Services

• Content Ownership:
  All content, including articles, images, logos, and proprietary information on MySmartGrowth.com, is owned by MySmartGrowth and/or its licensors. You may not copy, modify, distribute, or republish any content without explicit written permission.
• User-Generated Content:
  Any comments or submissions you post become the property of MySmartGrowth. We reserve the right to review, remove, or edit any user content that violates our guidelines or applicable laws.
• Compliance with Laws:
  You agree to use our website in accordance with all applicable local, state, national, and international laws and regulations.

Liability and Disclaimers

• Limitation of Liability:
  Your use of MySmartGrowth.com is at your sole risk. We are not liable for any direct, indirect, incidental, special, consequential, or punitive damages arising from your use of our site or inability to access it.
• No Warranties:
  All services and content are provided “as is” without warranties of any kind, either express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, or non-infringement.

Governing Law and Jurisdiction

This Agreement is governed by and construed in accordance with the laws of India. Any disputes arising out of or related to these terms shall be exclusively resolved in the courts located in New Delhi, India.

Cancellation and Refund Policy

Effective Date: 09.03.2025

At MySmartGrowth, we strive to ensure that our customers are fully satisfied with our products and services. Please read our cancellation and refund policy carefully before making any purchases.

Digital Products and Services

• Non-Refundable Nature:
  All digital products (eBooks, online courses, webinars, premium content) are delivered digitally (via download or access credentials). Once access is granted or the product is downloaded, cancellations or refunds will not be entertained.
• Cancellation Requests:
  If you wish to cancel an order, please contact our support team at contact@MySmartGrowth.com within 24 hours of purchase—provided that no access has been granted or digital content downloaded. Requests received after 24 hours will not be eligible for a refund.

Physical Products (If Applicable)

• Order Cancellation:
  For physical products (if any), you may request cancellation within 24 hours of order placement. Once the product is dispatched, cancellations will not be accepted.
• Refund Processing:
  Refunds, if applicable, will be processed after deducting any transaction charges, shipping fees, or handling costs. The refund will be credited to your original mode of payment within 7-10 business days.

General Considerations

• Incorrect Data:
  Refunds will not be issued if the cancellation request is based on incorrect or incomplete information provided by you. Please double-check all details before finalizing your order.
• Disputes:
  Any disputes related to cancellations or refunds shall be governed by the terms set forth in these policies and resolved in accordance with the governing law of India.

Shipping and Delivery Policy

Effective Date: 09.03.2025

At MySmartGrowth, we are committed to ensuring that your orders are processed and delivered in a timely manner. Our shipping and delivery policy outlines the procedures for dispatching physical products. For digital products, delivery is immediate upon purchase.

Physical Products

• Processing Time:
  Orders are processed within 1-2 business days after confirmation. Once processed, the expected delivery time is between 7-14 business days, depending on your location.
• Shipping Method:
  We partner with reliable courier services to ensure safe and timely delivery. Tracking details will be provided once your order is dispatched.
• Delays and Exceptions:
  While we strive for prompt delivery, delays may occur due to unforeseen circumstances (e.g., natural disasters, strikes, or global events). In such cases, we will notify you of the delay and provide an updated delivery timeline.

Digital Products

• Instant Delivery:
  Upon successful payment, digital products are delivered immediately via a secure download link or through access credentials sent to your registered email address.
• Access Issues:
  If you encounter any issues accessing digital content, please contact our support team at contact@MySmartGrowth.com, and we will resolve the matter promptly.

General Shipping Terms

• Address Accuracy:
  Ensure that the shipping address provided is correct. We are not responsible for delays or misdelivery caused by incorrect or incomplete address details.
• Risk of Loss:
  For physical products, the risk of loss passes on to you once the order is dispatched from our facility.